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In order to implement the spirit of the Central Economic Work Conference and the Central Financial Work Conference,"Five big articles" to do a good job in finance,Implement the decisions and arrangements of the State Council Executive Meeting on promoting a new round of large-scale equipment updates and consumer goods trade-in,The People's Bank of China sets up re-loan for scientific and technological innovation and technological transformation,Incentivize and guide financial institutions to increase support for technology-based small and medium-sized enterprises、Financial support for technological transformation and equipment updating projects in key areas。Re-loan for technological innovation and technological transformation is a continuation of the policy of the original re-loan for technological dafabet online sports betting appinnovation and special re-loan for equipment renewal,Reform and improve based on summarizing the experience of the two tools,Support financial institutions to improve the quality and efficiency of financial services,Better meet technological innovation、Financing needs in the field of technological transformation and equipment renewal。
Re-loan quota for technological innovation and technological transformation of 500 billion yuan,Interest rate 1.75%,Term 1 year,Can be extended 2 times,Each extension period is 1 year。The recipients include China Development Bank、Policy Bank、State-owned commercial bank、Postal Savings Bank of China、21 financial institutions including joint-stock commercial banks。The establishment of re-lending for technological innovation and technological transformation will help guide financial institutions in making independent decisions、At your own risk,Xiang is in the start-up stage、Technological small and medium-sized enterprises in the growth stage,And digitalization in key areas、Intelligent、High-end、Provide credit support for green technological transformation and equipment renewal projects。
Financial institutions apply based on enterprise,Refer to the list of alternative enterprises and projects Dafabet reviewsprovided by the industry authorities,According to the principle of own risk,Decide independently whether to grant a loan and the conditions for granting a loan。Financial institutions apply for re-loans from the People’s Bank of China,The People's Bank of China reviews the loan ledger,For loans that meet the requirements within the candidate business list or project list,Re-loan to financial institutions based on 60% of the loan principal。
Source: People’s Bank of China WeChat
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