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AboutNotice on optimizing the Dafabet reviewsstandards for determining the number of housing units in personal housing loans

Hu Zheng Ban Fa [2023] No. 57

All banner, county, and district people’s governments, and relevant municipal departments:

In order to thoroughly implement the Ministry of Housing and Urban-Rural Development、People's Bank of China、Notice of the State Administration of Financial Supervision on Optimizing the Dafabet reviewsstandards for determining the Number of Housing Units in Personal Housing Loans" (Jianfang [2023] No. 52) Relevant Requirements，Better meet residents’ rigid and improved housing needs，The optimization standards for determining the number of housing units in personal housing loans are now notified as follows:

一、Resident households (including borrowers、Spouse and minor children) when purchasing commercial housing and applying for commercial loans，Itumet Left Banner、Tokedo County、Helinger County、Qingshuihe County、Wuchuan County、There are six independent housing units in the four districts of the city，Family members who do not have a complete apartment in their name in the unit they are applying for，Regardless of whether you have used a commercial loan to purchase a home，Banking institutions all implement housing credit policies based on first-time housing。

　二、For families who own 1 house and have paid off the corresponding home loan，Applying for a commercial loan to purchase commercial housing again to improve living conditions，Banking institutions all implement housing credit policies based on first-time housing。

三、Information on the housing situation of family members，Apply by the local real estate registration department based on the resident family，Provide inquiry services and issue inquiry records。

Hohhot Municipal People’s Government Office

December 27, 2023

Source: Municipal Government Office