首page> Announcement Notice>China Banking and Insurance Regulatory Commission: Bank loan approval shall not set discriminatory requirements for private enterprises

 

 

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Article selector: Guo Hongli    |  Release date: 2019-02-26   |   Number of visits: 935    
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  The China Banking and Insurance Regulatory Commission issued the "Notice on Further Strengthening Financial Services to Private Enterprises" on the 25th,Carry out credit business for private enterprises fairly, accurately and effectively。Commercial banks shall not set discriminatory requirements for private enterprises in loan approval,Under the same conditions, the loan interest rates and loan conditions for private enterprises and state-owned enterprises shall remain the same,Effectively improve the financing availability dafabet online sports betting appof private enterprises。


At the same time,Commercial banks must insist on reviewing the first source of repayment,Reducing over-reliance on mortgage guarantees,Reasonably increase the proportion of credit loans。Highlight the main business、Financially sound、The major shareholders and actual controllers have good credit as the main basis for credit。


For manufacturing companies,We need to maintain stable operations、Sufficient orders and normal water and electricity consumption are important considerations for credit granting。


For scientific and innovative asset-light enterprises,Focus on professionalism、Intellectual property rights are important considerations in credit granting。We must rely on the credit of core enterprises in the industrial chain、Real transaction background and logistics、Information flow、Closed loop of capital flow,Provide order financing without mortgage guarantee for upstream and downstream enterprises、Accounts receivable and payable financing。

  Source:Shanghai Securities News   

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